Built to split bills.
Nothing else.
Track who owes who, split an itemized tab down to the last beer, and settle through Venmo or Cash App.
How it works
Three taps from “who had what” to “we’re square.”
Add the bill
Snap in the total, or itemize it — even 5 of the same drink, with a count for who had how many.
Assign who got what
Split evenly, by item, by custom shares, or skip the birthday person. Tax and tip prorate automatically.
Settle up
One tap opens Venmo or Cash App with the amount and memo prefilled. We never touch your money.
See it in action
Real screens, not mock-ups.
This is the actual app — pulled straight from an iPhone.
Itemized
Split the check, not the friendship.
Assign every line item to whoever actually ordered it. Tax and tip prorate across the table automatically — no calculator, no “who had the appetizer?” argument.
Quantities
Seven of the same drink? Easy.
Set a quantity on any item, then tap exactly how many each person had — the running “4 of 7 assigned” keeps you honest until every unit is accounted for, down to the cent.
Coverage & IOUs
Spot a friend without losing the thread.
Cover someone’s share tonight and the IOU stays right on the receipt until they pay you back. Settling is always optional — the math just remembers.
Settle up
Square up in a single tap.
When it’s time to pay, one tap opens Venmo or Cash App with the amount and memo already filled in. We hand you off and step out — your money never touches us.
Leaderboard
A little friendly accountability.
A pay-back leaderboard ranks who settles fastest — and quietly outs the table’s chronic ghost. All in good fun, no money on the line.
What you get
A bill splitter that sweats the details.
Everything you need to keep a tab honest — and nothing you don’t.
Itemized splits
Assign each line item to whoever ordered it. Multiples? Set a quantity and a per-person count.
Coverage & IOUs
Spotted someone? The IOU stays on the receipt until it’s squared — settling is always optional.
Venmo & Cash App
Deep-links open the payment app prefilled. No middleman, no fees, no card on file.
Edit anytime
Fix an amount or reopen a payment after the fact — the math re-balances itself.
Friend balances
See your net with each friend across every bill. Who pays back fastest? Who’s a chronic ghost?
Gentle nudges
Optional reminders and push alerts when a friend pays you back — never spam, fully in your control.
Four ways to split
However the table actually splits it.
Down the middle
Even split, one tap.
Itemized
Each item to whoever had it.
Birthday
The guest of honor doesn’t pay.
Custom shares
Set each person’s percentage.
Questions
Good to know.
Is it free?
Yes. Friend & Finances is free, ad-free, and doesn’t take a cut of anything — we don’t process payments, we just hand you off to Venmo or Cash App.
Do you handle the money?
No. We never touch a cent. The app tracks who owes what and opens your payment app of choice with the amount prefilled. The actual transfer happens in Venmo or Cash App, between you and your friend.
Is my data private?
Your bills are only visible to the people on them. No public feed, no advertising, and we never sell your data. We use your phone number once, to verify it’s really you at signup.
What do I need to join the beta?
An iPhone and the free TestFlight app. Drop your email above and we’ll send an invite. (iOS only for now.)
Where are you based?
Independently built in the United States. U.S.-only at launch.
Join the beta
Be one of the first to split smarter.
We’ll email you a TestFlight invite. No spam, just the link.